Broaddus, TX
Broaddus, TX's wildfire risk, in USFS's own numbers
Broaddus sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 183 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Broaddus's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Broaddus's building exposure, zone by zone
51.9% of Broaddus's 183 buildings sit in USFS's Direct exposure zone, roughly 95 structures close enough to burnable vegetation for flame contact, not just embers — 48.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Broaddus against the rest of the country
Broaddus's 74th national percentile looks worse in isolation than its 43rd ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Broaddus ranks 8,239 for wildfire risk (1 is highest) and 25,514 by building count (1 is largest). Within Texas alone, it ranks 1,029 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Broaddus carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Broaddus
Broaddus's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Broaddus's 8,239-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Broaddus, see the exposure-zones guide.