Broadalbin, NY
Broadalbin, NY's wildfire risk, in USFS's own numbers
USFS scores Broadalbin at the 15th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 791 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Broadalbin at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Broadalbin's building exposure, zone by zone
Indirect exposure is dominant in Broadalbin (51.5% of 791 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 48.6% sit in the Direct zone.
Where Broadalbin ranks
Within New York, Broadalbin ranks higher (36th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Broadalbin ranks 26,697 for wildfire risk (1 is highest) and 13,719 by building count (1 is largest). Within New York alone, it ranks 823 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Broadalbin and the insurance market
At the 15th national percentile, Broadalbin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Broadalbin (51.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Broadalbin's figures come from
Broadalbin's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Broadalbin's dominant indirect exposure actually means, with real examples from across the dataset.