Brighton, TN
How exposed is Brighton to wildfire?
Out of every US place USFS scores, Brighton lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,245 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brighton at the 38th percentile, close to its 37th-percentile risk score.
Where Brighton's buildings actually sit
Most of Brighton's buildings (47.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Brighton against the rest of the country
Brighton scores 37th nationally and 26th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Brighton ranks 19,998 for wildfire risk (1 is highest) and 10,375 by building count (1 is largest). Within Tennessee alone, it ranks 372 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 37th national percentile, Brighton rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Brighton (47.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,245 counted buildings into the percentiles shown above for Brighton. For more on what indirect exposure implies beyond Brighton, see the exposure-zones guide.