Brighton, IA
Brighton wildfire risk explained
Brighton's 412 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brighton's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Where Brighton's buildings actually sit
412 buildings are counted in Brighton, and 92.2% of them are Indirect exposure — ember-driven risk rather than the 7.8% in Direct exposure or the 0% rated Minimal.
Brighton against the rest of the country
Compare Brighton's two percentiles: 77th within Iowa, only 56th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Brighton ranks 13,897 for wildfire risk (1 is highest) and 18,984 by building count (1 is largest). Within Iowa alone, it ranks 239 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Brighton's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 92.2% of Brighton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Brighton's figures come from
Brighton's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Brighton's dominant indirect exposure actually means, with real examples from across the dataset.