Bridgman, MI
Bridgman, MI's wildfire risk, in USFS's own numbers
Bridgman sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,144 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bridgman's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Bridgman's buildings actually sit
1,144 buildings are counted in Bridgman, and 54.5% of them are Indirect exposure — ember-driven risk rather than the 34.3% in Direct exposure or the 11.3% rated Minimal.
Where Bridgman ranks
Bridgman's 38th-percentile standing inside Michigan outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bridgman ranks 27,987 for wildfire risk (1 is highest) and 10,997 by building count (1 is largest). Within Michigan alone, it ranks 458 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Bridgman
Bridgman's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 54.5% of Bridgman's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bridgman's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bridgman, see the exposure-zones guide.