Bridgewater, PA
Bridgewater, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bridgewater lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 478 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bridgewater at the 27th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bridgewater's buildings actually sit
478 buildings are counted in Bridgewater, and 92.7% of them are Indirect exposure — ember-driven risk rather than the 6.1% in Direct exposure or the 1.3% rated Minimal.
Where Bridgewater ranks
Bridgewater scores 26th nationally and 31st within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bridgewater ranks 23,210 for wildfire risk (1 is highest) and 17,754 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,364 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Bridgewater and the insurance market
At the 26th national percentile, Bridgewater rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bridgewater (92.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Bridgewater's figures come from
The methodology guide shows exactly how USFS turned 478 counted buildings into the percentiles shown above for Bridgewater. The exposure-zones guide covers what Bridgewater's dominant indirect exposure actually means, with real examples from across the dataset.