Bridgeville, NJ
Bridgeville, NJ's wildfire risk, in USFS's own numbers
USFS scores Bridgeville at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 180 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bridgeville at the 35th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bridgeville's buildings actually sit
69.4% of Bridgeville's 180 buildings sit in USFS's Direct exposure zone, roughly 125 structures close enough to burnable vegetation for flame contact, not just embers — 30.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Bridgeville against the rest of the country
Bridgeville's risk sits at a similar level relative to New Jersey (34th percentile statewide) as it does nationally (35th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bridgeville ranks 20,488 for wildfire risk (1 is highest) and 25,637 by building count (1 is largest). Within New Jersey alone, it ranks 460 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Bridgeville and the insurance market
Bridgeville's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bridgeville (69.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bridgeville's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bridgeville, see the exposure-zones guide.