Bridger (Carbon), MT
Bridger (Carbon), MT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bridger (Carbon) at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 543 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bridger (Carbon) at the 73rd percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Most of Bridger (Carbon)'s buildings (88.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Bridger (Carbon) against the rest of the country
Inside Montana, Bridger (Carbon) sits at just the 47th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bridger (Carbon) ranks 7,346 for wildfire risk (1 is highest) and 16,671 by building count (1 is largest). Within Montana alone, it ranks 252 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Bridger (Carbon)'s 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 88.2% of Bridger (Carbon)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bridger (Carbon)'s 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bridger (Carbon), see the exposure-zones guide.