Bridge City, TX
Bridge City wildfire risk explained
Out of every US place USFS scores, Bridge City lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 4,545 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bridge City's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Bridge City's buildings actually sit
78.4% of Bridge City's 4,545 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.6% Direct and 3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Bridge City against the rest of the country
There's little gap between Bridge City's 95th national percentile and its 95th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bridge City ranks 1,589 for wildfire risk (1 is highest) and 3,754 by building count (1 is largest). Within Texas alone, it ranks 90 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bridge City's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 78.4% of Bridge City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bridge City's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bridge City, see the exposure-zones guide.