Bridge City, LA
Bridge City, LA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bridge City lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,378 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bridge City's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Bridge City's buildings actually sit
81.7% of Bridge City's 3,378 buildings sit in USFS's Minimal exposure zone, with only 12.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Bridge City ranks
There's little gap between Bridge City's 29th national percentile and its 29th percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bridge City ranks 22,246 for wildfire risk (1 is highest) and 4,947 by building count (1 is largest). Within Louisiana alone, it ranks 344 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Bridge City's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 81.7% of Bridge City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bridge City's figures come from
Bridge City's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bridge City's dominant minimal exposure actually means, with real examples from across the dataset.