Briaroaks, TX
Briaroaks wildfire risk explained
Briaroaks's 365 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Briaroaks at the 84th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
100% of Briaroaks's 365 buildings sit in USFS's Direct exposure zone, roughly 365 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Briaroaks ranks
Briaroaks scores 84th nationally and 71st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Briaroaks ranks 5,179 for wildfire risk (1 is highest) and 19,971 by building count (1 is largest). Within Texas alone, it ranks 524 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Briaroaks's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Briaroaks's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 365 counted buildings into the percentiles shown above for Briaroaks. For more on what direct exposure implies beyond Briaroaks, see the exposure-zones guide.