Brewster, OH
How exposed is Brewster to wildfire?
USFS scores Brewster at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,357 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brewster at the 35th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Brewster's buildings actually sit
1,357 buildings are counted in Brewster, and 71.9% of them are Indirect exposure — ember-driven risk rather than the 28.2% in Direct exposure or the 0% rated Minimal.
How Brewster compares
Compare Brewster's two percentiles: 74th within Ohio, only 34th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Brewster ranks 20,835 for wildfire risk (1 is highest) and 9,798 by building count (1 is largest). Within Ohio alone, it ranks 328 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Brewster and the insurance market
At the 34th national percentile, Brewster rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Brewster's 71.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Brewster's figures come from
Every one of the two percentiles behind Brewster's 20,835-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brewster's dominant indirect exposure actually means, with real examples from across the dataset.