Brewster Heights, NY
How exposed is Brewster Heights to wildfire?
USFS scores Brewster Heights at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 301 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brewster Heights at the 30th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Brewster Heights's buildings actually sit
70.4% of Brewster Heights's 301 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 29.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Brewster Heights against the rest of the country
Within New York, Brewster Heights ranks higher (66th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Brewster Heights ranks 21,777 for wildfire risk (1 is highest) and 21,606 by building count (1 is largest). Within New York alone, it ranks 438 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Brewster Heights's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Brewster Heights (70.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Brewster Heights's 21,777-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Brewster Heights, see the exposure-zones guide.