Brevard, NC
How exposed is Brevard to wildfire?
Out of every US place USFS scores, Brevard lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,776 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brevard at the 66th percentile, close to its 63rd-percentile risk score.
Where Brevard's buildings actually sit
50.6% of Brevard's 3,776 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 47.6% Direct and 1.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Brevard compares
There's little gap between Brevard's 63rd national percentile and its 62nd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brevard ranks 11,636 for wildfire risk (1 is highest) and 4,447 by building count (1 is largest). Within North Carolina alone, it ranks 294 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 63rd percentile nationally, Brevard carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Brevard (50.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Brevard's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Brevard, see the exposure-zones guide.