Brentwood, TN
Brentwood wildfire risk explained
USFS's Wildfire Risk to Communities model puts Brentwood at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 15,697 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brentwood at the 22nd percentile, close to its 21st-percentile risk score.
Where Brentwood's buildings actually sit
71.6% of Brentwood's 15,697 buildings sit in USFS's Direct exposure zone, roughly 11,234 structures close enough to burnable vegetation for flame contact, not just embers — 23.1% fall in the Indirect, ember-only zone and 5.3% are Minimal. At 15,697 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Brentwood compares
There's little gap between Brentwood's 21st national percentile and its 6th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brentwood ranks 25,006 for wildfire risk (1 is highest) and 937 by building count (1 is largest). Within Tennessee alone, it ranks 471 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 21st national percentile, Brentwood rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 71.6% of Brentwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Brentwood's figures come from
Brentwood's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Brentwood's dominant direct exposure actually means, with real examples from across the dataset.