Brenham, TX
Brenham, TX's wildfire risk, in USFS's own numbers
USFS scores Brenham at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 7,756 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brenham at the 59th percentile, close to its 58th-percentile risk score.
What "at risk" means for the buildings here
64.4% of Brenham's 7,756 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.1% Direct and 13.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,756 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Brenham compares
Brenham's 58th national percentile looks worse in isolation than its 12th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Brenham ranks 13,314 for wildfire risk (1 is highest) and 2,198 by building count (1 is largest). Within Texas alone, it ranks 1,580 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Brenham's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Brenham (64.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Brenham's figures come from
The methodology guide shows exactly how USFS turned 7,756 counted buildings into the percentiles shown above for Brenham. The exposure-zones guide covers what Brenham's dominant indirect exposure actually means, with real examples from across the dataset.