Bremen, KY
How exposed is Bremen to wildfire?
USFS's Wildfire Risk to Communities model puts Bremen at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 182 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bremen's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Bremen's buildings actually sit
Direct exposure dominates in Bremen: 74.2% of its 182 buildings, versus 25.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bremen ranks
Within Kentucky, Bremen ranks higher (50th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bremen ranks 23,127 for wildfire risk (1 is highest) and 25,535 by building count (1 is largest). Within Kentucky alone, it ranks 277 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Bremen's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Bremen (74.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bremen's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bremen, see the exposure-zones guide.