Bremen, IN
Bremen wildfire risk explained
USFS scores Bremen at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,246 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bremen's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Bremen's buildings actually sit
USFS classifies 95.9% of Bremen's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Bremen compares
Bremen's risk sits at a similar level relative to Indiana (14th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bremen ranks 30,909 for wildfire risk (1 is highest) and 6,821 by building count (1 is largest). Within Indiana alone, it ranks 833 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Bremen
Bremen's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Bremen's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Bremen's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bremen, see the exposure-zones guide.