Breedsville, MI
Breedsville, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Breedsville at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Breedsville at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Breedsville's buildings actually sit
Direct exposure dominates in Breedsville: 100% of its 145 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Breedsville against the rest of the country
Within Michigan, Breedsville ranks higher (53rd percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Breedsville ranks 26,690 for wildfire risk (1 is highest) and 27,079 by building count (1 is largest). Within Michigan alone, it ranks 352 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Breedsville's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Breedsville
Breedsville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Breedsville's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Breedsville, see the exposure-zones guide.