Breckinridge Center, KY
Breckinridge Center wildfire risk explained
Out of every US place USFS scores, Breckinridge Center lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 558 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Breckinridge Center at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Breckinridge Center's buildings actually sit
Most of Breckinridge Center's buildings (50.9% of 558) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Breckinridge Center compares
Breckinridge Center scores 6th nationally and 2nd within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Breckinridge Center ranks 29,656 for wildfire risk (1 is highest) and 16,441 by building count (1 is largest). Within Kentucky alone, it ranks 543 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Breckinridge Center
Breckinridge Center's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Breckinridge Center
With 50.9% of buildings rated Minimal exposure, Breckinridge Center gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Breckinridge Center's figures come from
The methodology guide shows exactly how USFS turned 558 counted buildings into the percentiles shown above for Breckinridge Center. The exposure-zones guide covers what Breckinridge Center's dominant minimal exposure actually means, with real examples from across the dataset.