Breckenridge, MI
Breckenridge, MI's wildfire risk, in USFS's own numbers
Breckenridge's 711 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Breckenridge's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Breckenridge's buildings actually sit
Breckenridge rates 90% Minimal exposure against just 10% Direct and 0% Indirect — of 711 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Breckenridge against the rest of the country
There's little gap between Breckenridge's 1st national percentile and its 1st percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Breckenridge ranks 31,148 for wildfire risk (1 is highest) and 14,549 by building count (1 is largest). Within Michigan alone, it ranks 736 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Breckenridge and the insurance market
At the 1st national percentile, Breckenridge rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Breckenridge
With 90% of buildings rated Minimal exposure, Breckenridge gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Breckenridge's 31,148-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Breckenridge, see the exposure-zones guide.