Breckenridge Hills, MO
Breckenridge Hills, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Breckenridge Hills lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,936 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Breckenridge Hills at the 43rd percentile, close to its 39th-percentile risk score.
Breckenridge Hills's building exposure, zone by zone
USFS classifies 98.1% of Breckenridge Hills's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Breckenridge Hills compares
Breckenridge Hills's 39th national percentile looks worse in isolation than its 14th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Breckenridge Hills ranks 19,255 for wildfire risk (1 is highest) and 7,656 by building count (1 is largest). Within Missouri alone, it ranks 917 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Breckenridge Hills
Breckenridge Hills's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Breckenridge Hills
Breckenridge Hills's 98.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Breckenridge Hills's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Breckenridge Hills, see the exposure-zones guide.