Brazos, TX
Brazos, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Brazos lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 92 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brazos at the 92nd percentile, close to its 93rd-percentile risk score.
Brazos's building exposure, zone by zone
78.3% of Brazos's 92 buildings sit in USFS's Direct exposure zone, roughly 72 structures close enough to burnable vegetation for flame contact, not just embers — 21.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Brazos against the rest of the country
Brazos scores 93rd nationally and 90th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Brazos ranks 2,342 for wildfire risk (1 is highest) and 29,428 by building count (1 is largest). Within Texas alone, it ranks 173 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Brazos
Brazos's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Brazos (78.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Brazos's figures come from
The methodology guide shows exactly how USFS turned 92 counted buildings into the percentiles shown above for Brazos. The exposure-zones guide covers what Brazos's dominant direct exposure actually means, with real examples from across the dataset.