Brasher Falls, NY
Brasher Falls wildfire risk explained
Brasher Falls sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 436 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brasher Falls at the 17th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
73.2% of Brasher Falls's 436 buildings sit in USFS's Direct exposure zone, roughly 319 structures close enough to burnable vegetation for flame contact, not just embers — 26.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Brasher Falls ranks
Brasher Falls's 40th-percentile standing inside New York outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Brasher Falls ranks 26,135 for wildfire risk (1 is highest) and 18,537 by building count (1 is largest). Within New York alone, it ranks 775 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Brasher Falls's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 73.2% of Brasher Falls in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Brasher Falls's figures come from
Every one of the two percentiles behind Brasher Falls's 26,135-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brasher Falls's dominant direct exposure actually means, with real examples from across the dataset.