Brandywine Bay, NC
How exposed is Brandywine Bay to wildfire?
Out of every US place USFS scores, Brandywine Bay lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 539 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brandywine Bay at the 85th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Brandywine Bay's buildings actually sit
539 buildings are counted in Brandywine Bay, and 58.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Brandywine Bay against the rest of the country
There's little gap between Brandywine Bay's 88th national percentile and its 97th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brandywine Bay ranks 3,943 for wildfire risk (1 is highest) and 16,737 by building count (1 is largest). Within North Carolina alone, it ranks 27 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Brandywine Bay and the insurance market
Brandywine Bay's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Brandywine Bay's 58.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Brandywine Bay's 3,943-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Brandywine Bay, see the exposure-zones guide.