Brandon, WI
Brandon wildfire risk explained
USFS's Wildfire Risk to Communities model puts Brandon at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 537 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brandon at the 39th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
86.6% of Brandon's 537 buildings sit in USFS's Minimal exposure zone, with only 13.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Brandon compares
Within Wisconsin, Brandon ranks higher (89th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Brandon ranks 19,557 for wildfire risk (1 is highest) and 16,771 by building count (1 is largest). Within Wisconsin alone, it ranks 92 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Brandon
Brandon's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 86.6% of Brandon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Brandon's 19,557-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Brandon, see the exposure-zones guide.