Braggs, OK
How exposed is Braggs to wildfire?
USFS's Wildfire Risk to Communities model puts Braggs at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 198 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Braggs at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Braggs's buildings actually sit
198 buildings are counted in Braggs, and 51% of them are Indirect exposure — ember-driven risk rather than the 49% in Direct exposure or the 0% rated Minimal.
Braggs against the rest of the country
Braggs's 94th national percentile looks worse in isolation than its 70th ranking inside Oklahoma does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Braggs ranks 2,017 for wildfire risk (1 is highest) and 24,936 by building count (1 is largest). Within Oklahoma alone, it ranks 253 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Braggs and the insurance market
Braggs's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Braggs's 51% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Braggs's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Braggs, see the exposure-zones guide.