Brady, NE
Brady wildfire risk explained
Out of every US place USFS scores, Brady lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 276 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brady at the 66th percentile, close to its 68th-percentile risk score.
Brady's building exposure, zone by zone
Indirect exposure is dominant in Brady (92.8% of 276 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 7.3% sit in the Direct zone.
How Brady compares
Brady scores 68th nationally and 66th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Brady ranks 9,998 for wildfire risk (1 is highest) and 22,324 by building count (1 is largest). Within Nebraska alone, it ranks 202 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Brady carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 92.8% of Brady's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Brady's figures come from
Every one of the two percentiles behind Brady's 9,998-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brady's dominant indirect exposure actually means, with real examples from across the dataset.