Bradner, OH
Bradner wildfire risk explained
USFS scores Bradner at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 637 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bradner at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Only 10.2% of Bradner's 637 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Bradner against the rest of the country
Bradner scores 2nd nationally and 13th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bradner ranks 30,930 for wildfire risk (1 is highest) and 15,384 by building count (1 is largest). Within Ohio alone, it ranks 1,105 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 2nd national percentile, Bradner rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 89.8% of Bradner outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bradner's 30,930-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bradner, see the exposure-zones guide.