Bradley, WV
Bradley, WV's wildfire risk, in USFS's own numbers
Bradley sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,160 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bradley at the 73rd percentile, close to its 71st-percentile risk score.
Bradley's building exposure, zone by zone
1,160 buildings are counted in Bradley, and 57% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Bradley ranks
Bradley scores 71st nationally and 65th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bradley ranks 9,251 for wildfire risk (1 is highest) and 10,895 by building count (1 is largest). Within West Virginia alone, it ranks 153 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Bradley
Bradley's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Bradley's 57% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bradley's figures come from
Every one of the two percentiles behind Bradley's 9,251-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bradley's dominant direct exposure actually means, with real examples from across the dataset.