Bradley, SC
How exposed is Bradley to wildfire?
Out of every US place USFS scores, Bradley lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 160 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bradley at the 73rd percentile, close to its 71st-percentile risk score.
Bradley's building exposure, zone by zone
USFS classifies 98.8% of Bradley's buildings as Direct exposure, higher than its 1.3% Indirect share and far above its 0% Minimal share — a profile where 158 structures sit close enough to vegetation that lot clearing matters most.
How Bradley compares
Bradley scores 71st nationally and 62nd within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bradley ranks 9,116 for wildfire risk (1 is highest) and 26,452 by building count (1 is largest). Within South Carolina alone, it ranks 180 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Bradley's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Bradley's 98.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 160 counted buildings into the percentiles shown above for Bradley. For more on what direct exposure implies beyond Bradley, see the exposure-zones guide.