Bradley, IL
Bradley wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bradley at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 7,589 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bradley's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Bradley's building exposure, zone by zone
USFS classifies 98.4% of Bradley's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,589 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Bradley ranks
Bradley's 30th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bradley ranks 29,870 for wildfire risk (1 is highest) and 2,255 by building count (1 is largest). Within Illinois alone, it ranks 1,016 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bradley
Bradley's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 98.4% of Bradley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bradley's 29,870-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bradley, see the exposure-zones guide.