Bradley, CA
How exposed is Bradley to wildfire?
USFS's Wildfire Risk to Communities model puts Bradley at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 77 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bradley's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Bradley's buildings actually sit
Most of Bradley's buildings (63.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Bradley against the rest of the country
Bradley ranks lower within California (76th percentile statewide) than its 96th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bradley ranks 1,344 for wildfire risk (1 is highest) and 29,997 by building count (1 is largest). Within California alone, it ranks 382 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Bradley sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 96th-percentile score like Bradley's can end up mattering for. More on the disclosure law.
Hardening a home in Bradley
Bradley's 63.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Bradley's figures come from
Every one of the two percentiles behind Bradley's 1,344-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bradley's dominant indirect exposure actually means, with real examples from across the dataset.