Bradford, OH
Bradford, OH's wildfire risk, in USFS's own numbers
USFS scores Bradford at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,175 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bradford's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Bradford's building exposure, zone by zone
USFS classifies 92.2% of Bradford's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Bradford against the rest of the country
Within Ohio, Bradford ranks higher (24th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bradford ranks 30,049 for wildfire risk (1 is highest) and 10,793 by building count (1 is largest). Within Ohio alone, it ranks 963 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Bradford's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bradford
Bradford's 92.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,175 counted buildings into the percentiles shown above for Bradford. For more on what minimal exposure implies beyond Bradford, see the exposure-zones guide.