Bradford, NH
How exposed is Bradford to wildfire?
USFS's Wildfire Risk to Communities model puts Bradford at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 222 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bradford at the 16th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
68% of Bradford's 222 buildings sit in USFS's Direct exposure zone, roughly 151 structures close enough to burnable vegetation for flame contact, not just embers — 32% fall in the Indirect, ember-only zone and 0% are Minimal.
Bradford against the rest of the country
Bradford's 37th-percentile standing inside New Hampshire outpaces its 16th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bradford ranks 26,345 for wildfire risk (1 is highest) and 24,053 by building count (1 is largest). Within New Hampshire alone, it ranks 62 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
At the 16th national percentile, Bradford rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Bradford's 68% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bradford's figures come from
The methodology guide shows exactly how USFS turned 222 counted buildings into the percentiles shown above for Bradford. The exposure-zones guide covers what Bradford's dominant direct exposure actually means, with real examples from across the dataset.