Bradford, IL
Bradford wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bradford at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 488 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bradford at the 0th percentile, close to its 0th-percentile risk score.
What "at risk" means for the buildings here
Most of Bradford's buildings (92.4% of 488) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Bradford against the rest of the country
There's little gap between Bradford's 0th national percentile and its 3rd percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bradford ranks 31,413 for wildfire risk (1 is highest) and 17,564 by building count (1 is largest). Within Illinois alone, it ranks 1,387 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bradford
Bradford's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 92.4% of buildings rated Minimal exposure, Bradford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Bradford's 31,413-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bradford, see the exposure-zones guide.