Boyne Falls, MI
How exposed is Boyne Falls to wildfire?
Boyne Falls's 260 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Boyne Falls's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Where Boyne Falls's buildings actually sit
Most of Boyne Falls's buildings (82.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Boyne Falls ranks
Compare Boyne Falls's two percentiles: 86th within Michigan, only 35th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Boyne Falls ranks 20,450 for wildfire risk (1 is highest) and 22,825 by building count (1 is largest). Within Michigan alone, it ranks 101 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Boyne Falls
At the 35th national percentile, Boyne Falls rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Boyne Falls's 82.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Boyne Falls's figures come from
Boyne Falls's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Boyne Falls's dominant indirect exposure actually means, with real examples from across the dataset.