Boyd, WI
Boyd, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Boyd lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 433 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Boyd at the 7th percentile, close to its 8th-percentile risk score.
Where Boyd's buildings actually sit
78.8% of Boyd's 433 buildings sit in USFS's Minimal exposure zone, with only 21.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Boyd ranks
Boyd's risk sits at a similar level relative to Wisconsin (3rd percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Boyd ranks 29,171 for wildfire risk (1 is highest) and 18,598 by building count (1 is largest). Within Wisconsin alone, it ranks 782 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Boyd's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 78.8% of buildings rated Minimal exposure, Boyd gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Boyd's figures come from
Boyd's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Boyd's dominant minimal exposure actually means, with real examples from across the dataset.