Boyd, TX
Boyd, TX's wildfire risk, in USFS's own numbers
USFS scores Boyd at the 89th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 995 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Boyd's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Boyd: 52.1% of its 995 buildings, versus 47.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Boyd compares
There's little gap between Boyd's 89th national percentile and its 81st percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Boyd ranks 3,603 for wildfire risk (1 is highest) and 11,974 by building count (1 is largest). Within Texas alone, it ranks 333 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Boyd and the insurance market
Boyd's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Boyd
Because Direct exposure dominates in Boyd (52.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Boyd's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Boyd, see the exposure-zones guide.