Boyd, MN
How exposed is Boyd to wildfire?
Boyd's 176 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Boyd at the 4th percentile, close to its 6th-percentile risk score.
Boyd's building exposure, zone by zone
Boyd rates 85.8% Minimal exposure against just 14.2% Direct and 0% Indirect — of 176 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Boyd compares
Boyd scores 6th nationally and 9th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Boyd ranks 29,723 for wildfire risk (1 is highest) and 25,782 by building count (1 is largest). Within Minnesota alone, it ranks 833 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 6th national percentile, Boyd rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 85.8% of buildings rated Minimal exposure, Boyd gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Boyd's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Boyd, see the exposure-zones guide.