Bowring, OK
Bowring, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bowring at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 70 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bowring's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Where Bowring's buildings actually sit
Of Bowring's 70 counted buildings, 71.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Bowring against the rest of the country
Bowring's risk sits at a similar level relative to Oklahoma (95th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bowring ranks 860 for wildfire risk (1 is highest) and 30,294 by building count (1 is largest). Within Oklahoma alone, it ranks 46 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 97th percentile nationally, Bowring carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bowring
Because Direct exposure dominates in Bowring (71.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 70 counted buildings into the percentiles shown above for Bowring. For more on what direct exposure implies beyond Bowring, see the exposure-zones guide.