Bowman, TN
How exposed is Bowman to wildfire?
Out of every US place USFS scores, Bowman lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 237 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bowman's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Bowman's buildings actually sit
Of Bowman's 237 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Bowman against the rest of the country
Bowman scores 83rd nationally and 91st within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bowman ranks 5,397 for wildfire risk (1 is highest) and 23,576 by building count (1 is largest). Within Tennessee alone, it ranks 45 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Bowman
Bowman's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Bowman
With 100% of Bowman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Bowman's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bowman, see the exposure-zones guide.