Bowman, ND
How exposed is Bowman to wildfire?
Bowman's 1,243 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bowman at the 46th percentile, close to its 47th-percentile risk score.
Where Bowman's buildings actually sit
Indirect exposure is dominant in Bowman (91.5% of 1,243 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 8.5% sit in the Direct zone.
Where Bowman ranks
There's little gap between Bowman's 47th national percentile and its 43rd percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bowman ranks 16,804 for wildfire risk (1 is highest) and 10,382 by building count (1 is largest). Within North Dakota alone, it ranks 228 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Bowman
Bowman's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bowman (91.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Bowman's 16,804-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bowman, see the exposure-zones guide.