Bowling Green, KY
How exposed is Bowling Green to wildfire?
USFS's Wildfire Risk to Communities model puts Bowling Green at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 24,174 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bowling Green at the 25th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bowling Green's buildings actually sit
47.6% of Bowling Green's 24,174 buildings sit in USFS's Minimal exposure zone, with only 31.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 24,174 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Bowling Green against the rest of the country
Compare Bowling Green's two percentiles: 42nd within Kentucky, only 23rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bowling Green ranks 24,357 for wildfire risk (1 is highest) and 531 by building count (1 is largest). Within Kentucky alone, it ranks 323 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Bowling Green
Bowling Green's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bowling Green
Bowling Green's 47.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 24,174 counted buildings into the percentiles shown above for Bowling Green. For more on what minimal exposure implies beyond Bowling Green, see the exposure-zones guide.