Bowling Green, IN
Bowling Green, IN's wildfire risk, in USFS's own numbers
USFS scores Bowling Green at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 187 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bowling Green at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bowling Green's building exposure, zone by zone
187 buildings are counted in Bowling Green, and 62% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Bowling Green compares
Compare Bowling Green's two percentiles: 62nd within Indiana, only 12th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bowling Green ranks 27,666 for wildfire risk (1 is highest) and 25,346 by building count (1 is largest). Within Indiana alone, it ranks 368 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Bowling Green and the insurance market
Bowling Green's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bowling Green (62%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bowling Green's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bowling Green, see the exposure-zones guide.