Bowie, TX
Bowie, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bowie at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,508 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bowie at the 93rd percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
Most of Bowie's buildings (89.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Bowie against the rest of the country
Bowie scores 93rd nationally and 92nd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bowie ranks 2,115 for wildfire risk (1 is highest) and 4,763 by building count (1 is largest). Within Texas alone, it ranks 143 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bowie
Bowie's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 89.2% of Bowie's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bowie's figures come from
Bowie's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bowie's dominant indirect exposure actually means, with real examples from across the dataset.