Bowbells, ND
Bowbells, ND's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bowbells at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 394 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bowbells's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Bowbells's building exposure, zone by zone
USFS classifies 83.5% of Bowbells's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Bowbells against the rest of the country
Inside North Dakota, Bowbells sits at just the 9th percentile even though it scores 25th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bowbells ranks 23,742 for wildfire risk (1 is highest) and 19,334 by building count (1 is largest). Within North Dakota alone, it ranks 368 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Bowbells
At the 25th national percentile, Bowbells rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 83.5% of Bowbells outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Bowbells's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bowbells, see the exposure-zones guide.