Bovina, TX
How exposed is Bovina to wildfire?
Bovina sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 871 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bovina at the 90th percentile, close to its 90th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bovina (86.1% of 871 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.9% sit in the Direct zone.
Where Bovina ranks
There's little gap between Bovina's 90th national percentile and its 84th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bovina ranks 3,133 for wildfire risk (1 is highest) and 12,978 by building count (1 is largest). Within Texas alone, it ranks 288 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bovina
Bovina's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 86.1% of Bovina's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bovina's figures come from
The methodology guide shows exactly how USFS turned 871 counted buildings into the percentiles shown above for Bovina. The exposure-zones guide covers what Bovina's dominant indirect exposure actually means, with real examples from across the dataset.