Bosworth, MO
How exposed is Bosworth to wildfire?
USFS's Wildfire Risk to Communities model puts Bosworth at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 272 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bosworth's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
Most of Bosworth's buildings (65.1% of 272) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Bosworth against the rest of the country
There's little gap between Bosworth's 64th national percentile and its 65th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bosworth ranks 11,440 for wildfire risk (1 is highest) and 22,443 by building count (1 is largest). Within Missouri alone, it ranks 369 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Bosworth carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 65.1% of buildings rated Minimal exposure, Bosworth gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 272 counted buildings into the percentiles shown above for Bosworth. For more on what minimal exposure implies beyond Bosworth, see the exposure-zones guide.