Bostwick, GA
Bostwick, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bostwick at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 284 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bostwick's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Bostwick's building exposure, zone by zone
Of Bostwick's 284 counted buildings, 78.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Bostwick ranks
Bostwick ranks lower within Georgia (42nd percentile statewide) than its 65th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bostwick ranks 11,019 for wildfire risk (1 is highest) and 22,051 by building count (1 is largest). Within Georgia alone, it ranks 387 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Bostwick's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Bostwick's 78.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bostwick's figures come from
Every one of the two percentiles behind Bostwick's 11,019-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bostwick's dominant direct exposure actually means, with real examples from across the dataset.